At first, I was sure it was a trick, but last night we signed all the documents. And it only took two attempts to do the closing (those bankers are still sneaky).
I do believe in fairies.
Our closer said she is convinced that our mortgage company has gotten some kind of financial incentive recently, motivating them to allow all these refinances to go through. I tend to agree.
I DO believe in fairies.
To quote my mortgage broker, who was pleasantly surprised by our home's worth after the appraisal came back,
"I have hope for Michigan yet!"
I replied, "So do I... So do I."
I DO BELIEVE IN FAIRIES!!!